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2023-08-18 本站作者 【 字体:大 中 小 】
Can IVF be reimbursed? We all know that the cost of doing in vitro fertilization (IVF) is not low, especially for the third generation IVF, which may cost over 100000 yuan. Such a huge expenditure is not a small pressure for many families, so many people ask whether IVF can be reimbursed? In fact, in vitro fertilization is not covered by medical insurance? They are all self funded. Let's take a closer look at the relevant knowledge below.
We know that many families need to rely on IVF to have children, and the expenses incurred by IVF cannot be reimbursed because this expense is not covered by medical insurance and needs to be borne by oneself. It cannot be reimbursed through medical insurance or new rural cooperative medical care, but the money in the medical insurance card can be used. In fact, expenses incurred solely for in vitro fertilization cannot be reimbursed, while expenses incurred during the treatment of infertility and childbirth can be reimbursed.
Can test tube expenses be reimbursed
1. The expenses incurred by IVF are not covered by medical insurance, so they cannot be reimbursed. However, if you purchase maternity insurance or medical reimbursement, IVF can be reimbursed in a certain proportion during hospitalization. For women who are not undergoing in vitro pregnancy, those who have maternity insurance can also be reimbursed
2. If you are an "only child" in your family, and both your father and grandfather are only children, and a specialized hospital at or above the city level issues a certificate that requires IVF, then the Family Planning Commission or your own unit will provide a certain amount of economic compensation. This cost will be determined according to local policies.
3. Male and female infertility is a very common disease, and the expenses incurred in treating this disease can be reimbursed through medical insurance or new rural cooperative hospitals.
The cost of IVF generally includes the cost of both male and female examinations, ovulation promoting drugs, surgery and laboratory operations, which cannot be reimbursed. Only the cost of pre IVF treatment and the cost of female fertility after pregnancy can be reimbursed according to relevant regulations. Strictly speaking, these expenses are all expenses incurred by IVF, so the cost of IVF cannot be reimbursed.
Through the above reading, we have learned that in vitro fertilization (IVF) is not covered by medical insurance, so most of the expenses incurred cannot be reimbursed and need to be borne by oneself. If a specialized hospital at or above the city level proves that IVF is necessary, the unit or family planning commission can provide certain economic compensation. However, for infertility caused by certain diseases, the expenses incurred in treating this infertility can be reimbursed, Other expenses for in vitro fertilization testing, ovulation promoting drugs, egg retrieval and sperm collection, embryo cultivation and transfer, etc., need to be borne by oneself.