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2023-08-18 本站作者 【 字体:大 中 小 】
How much can the male party's medical insurance be used to report the cost of IVF childbirth in hospitals? I got married three years ago and haven't been pregnant for the past three years. My husband and I both felt puzzled and didn't know the reason, so we went to the hospital for the corresponding examination. The doctor said I am infertile and can only have in vitro fertilization, the cost is still very high. My husband and I have relatively low salaries, and the cost of IVF is definitely not enough, but my husband's company has paid him medical insurance, which is still quite high.
The cost of IVF cannot be reimbursed by medical insurance. In vitro fertilization (IVF) is an auxiliary technology for the treatment of infertility and a modern assisted pregnancy technique. All items for infertility treatment are not covered by medical insurance, so neither the male nor female medical insurance can be reimbursed. But the expenses incurred by women during childbirth can be reimbursed through their own medical insurance, while male medical insurance cannot.
Cost of IVF
Nowadays, there are more and more infertile people, and some couples of childbearing age are very eager to have children. With the development of biological science and medical research, for such couples, they hope that IVF technology can produce cute dolls, but the cost of IVF is not low. The specific costs are as follows:
1. Inspection cost
After screening, infertile couples have indications for receiving IVF technology treatment. In order to ensure the quality of sperm and eggs, both spouses need to undergo physical examinations related to treatment.
2. Embryo freezing fee and embryo management fee
After embryo transfer, the remaining embryos can be frozen for future use. Generally, embryos can be frozen for 5-10 years. Embryo freezing is a one-time fee.
3. Operating expenses
The cost of IVF surgery refers to egg retrieval surgery, laboratory embryo culture (including in vitro treatment of sperm and eggs, in vitro fertilization and embryo culture), embryo transfer, intracytoplasmic injection of single sperm and eggs, etc. Conventional IVF embryo transfer refers to the natural fertilization of sperm and eggs in the laboratory, using intracytoplasmic injection of single sperm and eggs.
4. Cost of ovulation promoting drugs and follicle monitoring
Drug induced ovulation and follicle monitoring are key steps in in vitro fertilization and embryo transfer. Due to individual differences, the dosage and duration of medication used by each therapist vary. In addition, there are many types of ovulation promoting drugs and their prices vary, so the cost of this process also varies from person to person. Generally speaking, young women with good ovarian function require slightly lower medication costs.
The total cost is the one above, just one cycle's cost. If a cycle is not successful, more money will need to be spent. IVF is not covered by medical insurance, and the above expenses cannot be fully reimbursed.
Although IVF is not covered by medical insurance, if the woman buys medical insurance herself, the expenses incurred in hospitalization can be reimbursed by the medical insurance part. In addition, she can go to the local family planning committee to inquire about the specific reimbursement situation. Some locals can claim reimbursement, while others believe that pre pregnancy examinations can be reimbursed through medical insurance. In fact, pre pregnancy checkups cannot be reimbursed with medical insurance, but during the check-up process, the money in the medical insurance card can be swiped, and the cost of pre pregnancy checkups is not expensive and can be borne.
How much can the male party's medical insurance be used to report the cost of IVF childbirth in hospitals? The above is about how much can the male side's medical insurance be used to report the cost of IVF childbirth in hospitals? The entire content of. If you still have any doubts, please feel free to consult a professional reproductive consultant at 592 Baobao Network. Good luck with your pregnancy~