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Can medical insurance reimburse the cost of IVF in the United States? Can I use medical insurance to do a test tube in the United States?

2023-08-19 本站作者 【 字体:

With the rapid development of society, in vitro fertilization (IVF) has frequently appeared in people's vision in recent years. The term 'in vitro fertilization' is no longer unfamiliar to people, and more and more infertile patients are starting to try in vitro fertilization. Can medical insurance reimburse the cost of IVF in the United States? Can I use medical insurance to do a test tube in the United States?

Can medical insurance reimburse the cost of IVF in the United States? Can I use medical insurance to do a test tube in the United States?(图1)

1、 Can the cost of IVF be covered by medical insurance?

In fact, the cost of IVF is not within the scope of reimbursement, so the cost of IVF in the United States cannot be covered by medical insurance. According to regulations, the cost of treating all infertility in China is not within the scope of medical insurance, and of course, IVF is not within this scope, and patients need to pay for it at their own expense. Fortunately, although the cost of IVF cannot be reimbursed, you can use the money from your medical insurance card. So, as long as you have a medical insurance card, you can swipe it to do IVF at a local hospital.

Can medical insurance reimburse the cost of IVF in the United States? Can I use medical insurance to do a test tube in the United States?(图2)

2、 Cost composition of IVF

1. Examination fees for both spouses

Usually before the test tube, both men and women need to undergo a comprehensive examination in order for doctors to understand the patient's physical condition, the cause of infertility, and the severity of the disease.

2. Cost of ovulation promoting drugs for women

This stage is a crucial step. Doctors design different medication plans based on each patient's own situation. The dosage and duration of medication will vary, and the price will also vary. And there are domestic and imported drugs, with prices ranging from a few hundred to several thousand yuan, so the final cost is different.

3. Transplantation surgery costs

After the first stage of examination, the doctor will analyze and judge the causes of different patients and choose which generation of IVF, including the first generation, second generation, and third generation., And the prices are different for each type.

Can medical insurance reimburse the cost of IVF in the United States? Can I use medical insurance to do a test tube in the United States?(图3)

3、 What about the extra embryos?

After embryo transfer, if there are any remaining embryos, they can be frozen for future use. So there will be embryo freezing fees, embryo management fees, etc. Generally speaking, embryos can be frozen for 5-10 years. If both men and women are in normal physical condition, both husband and wife's sperm and eggs can be used for in vitro fertilization. After in vitro fertilization, well-developed healthy embryos will be screened and diagnosed through the third-generation in vitro PGS/PGD technology, and then transferred back to the female uterus for pregnancy. This situation is relatively optimistic and the cost is relatively small. The cost for a typical family to go to the United States to have an IVF test tube is around 200000 to 250000 yuan, and the success rate of IVF is high. In the United States, most doctors and hospitals collaborate, and many doctors have their own clinics. Due to the need to apply for visas, customs, and find suitable American hospitals, which all require some channels, many patients are more eager to choose IVF institutions to help them go to the United States for IVF. Not only can a professional team assist you with the IVF process in the United States, but they can also help you apply for a visa, enter the country, and arrive in the United States smoothly. We also provide medical services such as consultation, translation, and legal support. We can also be responsible for accommodation, catering, overseas travel planning, etc., Make it easy for you to have a good pregnancy overseas without any worries.

To summarize, the cost of IVF cannot be covered by medical insurance, but to summarize, completing a IVF cycle requires approximately 20000 to 50000 yuan. Reminder everyone, choosing a good IVF hospital is very important for the entire IVF surgery. Infertility patients should not waste their good pregnancy due to their desire for cheap things.

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